Business Insurance

As a Trusted Choice Agency, our team has access to multiple companies and a commitment to quality service; enabling us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.

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Services

We are dedicated to our clients and committed to treating every individual as a person, not a policy. Our team takes the time to understand your goals, answer your questions, and provide thoughtful guidance so you feel supported at every step.
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Business Auto

This coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.

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Business Property

Covers buildings or business property, including office equipment, computers, inventory or tools. Additional coverage can be added that will protect you if you have a fire, vandalism, theft, smoke damage, etc.

 

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Cyber

Cyber insurance commonly covers your business’ liability for a data breach relating to sensitive customer information, such as credit card numbers, account numbers, driver’s license numbers, Social Security numbers and health records.

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Directors & Officers Liability

This insurance is used to insure against claims arising from the negligent acts, errors, or omissions alleged to have been committed by present or former directors and officers of your corporation.

Employment Practice

Employment Practices Liability

This insurance is used to protect against lawsuits by employees alleging wrongful termination, discrimination, harassment, or other specified employment related exposures.

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General Liability

This coverage protects your business from claims arising from alleged bodily injury, personal injury or property damage liability. It includes protection for services you render or products you sell. Coverage payments can include judgments, attorney fees, court costs, or other related expenses.

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Inland Marine  

Covering products, materials and equipment that are mobile or transportable in nature, many Inland Marine policies insure property no matter where it’s located.

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Professional Liability

This coverage is used to insure against claims arising out of negligent acts, errors or omissions in the rendering or failing to render professional services as defined in the policy.

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Real Estate Investment Properties

A Division of Legacy Risk Solutions, realprotect insurance program has been designed specifically with portfolios of 5 or more properties, real estate investor in mind. Whether you own 5 homes or thousands, realprotect can help you reduce your insurance costs and properly manage your risk.

Umbrella

Umbrella and Excess Liability

This policy provides protection against catastrophic liability claims. The policy acts as an excess over your primary liability policies. Its limits apply in addition to that provided by the underlying coverage.

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Workers Compensation

State law requires that almost every employer provide Workers Compensation insurance for their employees. This insurance provides coverage for accidents or disease arising from employment as prescribed by these state laws. Benefits can include lost wages, medical expenses, and permanent disfigurement/disability payments.

The Power of Legacy

Protecting your livelihood is a top priority and in an ever-changing world, collective strength matters. Legacy Risk Solutions is an established, independent insurance agency that empowers our local agency partners with a platform to offer more robust services to their clients.

Our agency alliance model allows smaller agencies to access additional resources in a way that ultimately gives you the best insurance solutions for your unique protection needs at competitive rates, while still maintaining the personal touch you value in a local agent.

Legacy Risk Solutions strives to protect and support each policy holder in what matters most to them today and in the future.

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Mailing Address: P.O. Box 2976
Gainesville, GA 30503

Office Address: 2906 North Patterson Street, Valdosta, GA 31602

229.242.4560

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Valdosta Insurance Services is a member of Legacy Risk Solutions, LLC, a network of Independent Insurance Agencies throughout the Southeast who strives to protect and support each policyholder in what matters most to them today, and in the future.